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Acorns.com Review 2026: How This Spare Change Investing App Really Works
Adheres to
Adheres to 
Reviewed by Ricardo LaizoAcorns excels at making investing accessible to beginners through automation and simplicity.
The flat-fee structure works well for larger accounts but can be expensive for small portfolios.
While their customer support is adequate, response times could be improved. The platform offers excellent user experience but limited investment options.
Overall, Acorns is best suited for new investors looking to build habits through automation rather than those seeking advanced portfolio customization.
Automated Micro-Investing: Acorns' signature "Round-Ups" feature automatically invests your spare change by rounding up everyday purchases to the nearest dollar and investing the difference, making investing accessible for those with limited funds.
Simple, Beginner-Friendly Interface: The platform is designed with beginners in mind, featuring an intuitive, easy-to-navigate interface that simplifies the investment process without overwhelming users with complex financial terminology.
Pre-Built Diversified Portfolios: Acorns offers professionally managed, diversified portfolios of low-cost ETFs tailored to different risk tolerances (conservative to aggressive), eliminating the need for users to select individual investments.
Latest customer reviews
BM
Brian Matthews
24. dec. 2025Very unhappy Customer
Your account gets shut down, they hold onto your funds and just sit there waiting. When you try reaching out, they hit you with every excuse in the book.
JP
Jennifer Parker
24. dec. 2025Very happy Customer
Acorns is an excellent company and typically there's no need to contact anyone. After trying everything I could to resolve my problem myself, I got connected with a really friendly knowledgeable representative who helped me fix things. Turns out my problem wasn't even with Acorn but with my other bank.
SC
Steven Cooper
24. dec. 2025Very happy Customer
The representative was really helpful explaining how I could get my Acorn debit card ordered through the app. She was super pleasant and extremely helpful getting my debit card set up in the app.
How Acorns compares - Financer Score™
Financer score™ is our own point system which is updated live and based on several criteria that gives you a balanced view of the company quality.
Pricing
70
Acorns uses a simple flat-fee subscription model rather than percentage-based fees. However, for small accounts, these fees can be relatively high as a percentage of assets managed.
Customer Support
70
Acorns typically responds within 2-4 days to customer inquiries. Customer support is generally polite but sometimes provides generic answers or redirects to FAQs. Some users report issues getting complex problems resolved efficiently.
Terms and Flexibility
80
The company offers transparent terms with a straightforward fee structure that's easy to understand. They're a legitimate, regulated investment firm with strong security measures and generally positive user trust.
Popularity
76
The popularity score indicates the percentage of customers choosing this company the last 90 days.
Customer Experience
73
Users particularly praise the app's intuitive design and "set it and forget it" investment approach that makes saving accessible to beginners. Some customers report withdrawal delays and account verification issues.
Acorns - Investment Account in Acorns – Details
Pricing, commissions & fees
Commission local$3-$5 per month (subscription model)
Commission US stocks$0
Commission ETFs$0
Withdrawal flat fee$0
Inactivity fee$0
Deposit fee$0
Currency exchange fee0%
Minimum deposit$5
Features
Available on webYes
Available on iOSYes
Available on AndroidYes
Available on desktopNo
Robo advisor/assisted tradeYes
Copy trading / social tradingNo
Fractional sharesYes
Deposit with debit cardYes
Demo accountNo
Interest on uninvested fundsYes
Investment options
Number of stock exchanges1
Number of stocks4000
Number of ETFs7
Total trading options4000+
Regulatory bodySEC and FINRA
Security & Support
24/7 SupportNo
Live chatYes
Email supportYes
Phone supportYes
Community forumsNo
Additional fields
Recommended companyYes
Company information – Information
Company nameAcorns
Websitehttps://www.acorns.com
Phone1-855-739-2859
Emailsupport@acorns.com
Address5300 California Avenue, Irvine, CA 92617
Latest Reviews
BM
Brian Matthews
24. dec. 2025Very unhappy Customer
Your account gets shut down, they hold onto your funds and just sit there waiting. When you try reaching out, they hit you with every excuse in the book.
JP
Jennifer Parker
24. dec. 2025Very happy Customer
Acorns is an excellent company and typically there's no need to contact anyone. After trying everything I could to resolve my problem myself, I got connected with a really friendly knowledgeable representative who helped me fix things. Turns out my problem wasn't even with Acorn but with my other bank.
SC
Steven Cooper
24. dec. 2025Very happy Customer
The representative was really helpful explaining how I could get my Acorn debit card ordered through the app. She was super pleasant and extremely helpful getting my debit card set up in the app.
R
Rachel
23. dec. 2025Very unhappy Customer
Won't let you cancel unless your account balance is at zero which lets them keep charging subscription fees over and over. Terrible business practice! Never coming back!
KB
K. Brookes
12. maj 2025Very happy Customer
Easy to access interface.
you have to pay fees just to access your checking account
C
Crisnasarsaba
22. jun. 2018Very happy Customer
help keep your account and information protected.
None to share.
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