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CuraDebt Review 2026: Fees, Process & How Does It Work
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Reviewed by Ricardo LaizoCuradebt is an established debt relief company offering settlement services for various types of unsecured debt.
While their success rates appear solid and they maintain positive customer service ratings, their fee structure is relatively expensive.
The inherent risks of debt settlement, including credit score damage, potential tax consequences and creditor lawsuits, remain significant concerns.
Best suited for consumers with substantial debt who cannot qualify for debt consolidation loans.
A+ BBB Accreditation & Strong Recent Reviews: CuraDebt holds an A+ BBB rating (accredited Jan 31, 2025) and recent Trustpilot reviews skew highly positive.
Low Minimum to Qualify: You can start with as little as $5,000 in unsecured debt (lower than many competitors) making it more accessible.
No Upfront or Monthly Fees (Performance-Based): Bankrate and Finder note fees are charged after results and are typically ~20% or less of enrolled debt.
Latest customer reviews
U
Us
11. jun. 2018Satisfied Customer
I got help with solving my debts. Saving lots of money in monthly paymetns now thanks to the consolidation loan
How CuraDebt compares - Financer Score™
Financer score™ is our own point system which is updated live and based on several criteria that gives you a balanced view of the company quality.
Pricing
50
Curadebt charges no upfront fees, which is positive, but their success fees typically range from 20-25% of the enrolled debt amount or the amount saved through settlements. This percentage is on the higher side compared to some competitors.
Customer Support
80
Customer reviews frequently mention positive experiences with their support team's knowledge and helpfulness, particularly during the enrollment process and settlement negotiations.
Terms and Flexibility
60
Their debt settlement programs typically run 24-48 months depending on individual circumstances. Terms are clearly explained during consultation, including the risks to credit scores and potential tax implications of debt forgiveness.
Popularity
50
The popularity score indicates the percentage of customers choosing this company the last 90 days.
Customer Experience
While customers often praise CuraDebt’s patient, step-by-step guidance and smooth enrollment (Trustpilot ~4.9/5), these positives are tempered by recurring complaints about slow/limited support (esp. over email), unclear fees and state availability.
Latest Reviews
U
Us
11. jun. 2018Satisfied Customer
I got help with solving my debts. Saving lots of money in monthly paymetns now thanks to the consolidation loan
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