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LoanInPersonal Loans Review and Ultimate Guide for US Borrowers
Adheres to
Adheres to 
Reviewed by Ricardo LaizoLoan in Personal operates as a loan connection service rather than a direct lender, matching potential borrowers with lending partners.
While their application process appears simple, the lack of upfront information about potential rates, fees, and lending partners creates uncertainty for consumers.
This type of service may be useful for those with limited credit options, but borrowers should carefully review actual loan offers and consider alternatives before committing.
Wide Loan Range & Terms: Advertises $100–$30,000 with 12–84 month repayment windows, giving flexibility for small emergencies or mid-size needs.
Fast Process & Funding: Simple form, real-time matching, and funds could arrive as soon as next business day (often 24–48 hours after signing).
All Credit Types Welcome: Uses a network of lenders to increase your odds of an offer even with weaker credit.
Latest customer reviews
K
Kls.brookes
15. sep. 2021Very happy Customer
T
Tinablissbiz
16. mar. 2020Very happy Customer
How Loan in Personal compares - Financer Score™
Financer score™ is our own point system which is updated live and based on several criteria that gives you a balanced view of the company quality.
Pricing
40
Loan in Personal doesn't display specific rates on their website, referring users to partner lenders for actual loan terms. This lack of transparency about potential APRs or fee structures before application suggests higher-than-average costs.
Customer Support
60
They provide a customer service phone number, which is accessible. However, without direct testing, response times appear to be within industry standard with typical helpfulness for a loan connection service rather than offering financial advice.
Terms and Flexibility
60
Loan in Personal connects borrowers with various lenders. Terms are average - they outline their service process clearly but leave actual loan terms to their lending partners, creating an additional layer between borrowers and final loan agreements.
Popularity
65
The popularity score indicates the percentage of customers choosing this company the last 90 days.
Customer Experience
The website promises a simple "two-minute form" application process and claims to welcome "all credit types." The interface is straightforward but lacks the advanced features or educational resources that premium lending platforms typically offer.
Loan - Loan in Personal in Loan in Personal – Details
Terms & fees
Loan amount$100 - $30,000
Term1 year - 7 years
Annual interest rate5.99% - 35.99%
Origination feeVaries by lender
Monthly feesVaries by lender
Requirements
Minimum age18
Minimum income$0
National bank requiredYes
National phone number requiredYes
Citizenship requiredYes
Electronic identificationYes
Features
Cosigner possibleNo
Revocation periodNo
Accept bad credit historyYes
Weekend payoutNo
Loan extensionsNo
Early paybackNo
Payment within 24 hoursYes
Loan brokerYes
Interest free loanNo
Additional fields
Payment hoursAlways Open
High approval rateNo
Recommended companyYes
Company information – Information
Company nameLoan in Personal
Websitehttps://loaninpersonal.com/
Phonenull
Latest Reviews
K
Kls.brookes
15. sep. 2021Very happy Customer
T
Tinablissbiz
16. mar. 2020Very happy Customer
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